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Arrowhead Logo. The Arrow, Core Commercial Newsletter

July 2021 | Share Newsletter

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Mid-year review

  • Are you using a distributor for comparative rating? Let us know! We’ve launched our BOP digital distribution, currently live with DAIS
  • Add up to 15% premium credit to your BOP quotes on, on your premium indication screen under the column Premium Modification. Now available for eligible accounts in all 50 states.
  • Our appetite guide allows you to search for any type of business we write, to find the SIC and NAICS codes (click the green button).
  • Commissions are increased on work comp accounts, on both new and renewal business. In some states, it’s now at 18 percent! View the new commissions schedule here.
  • Our Customer Portal and our Producer Portal (both accessible here) have been refreshed. Take a look!
Thanks to your business, we’ve grown by 9.7% since January in new business alone. We appreciate you!

TOP BOP classes Jan 1–June 30

  • Grocery stores
  • Residential condominiums
  • Restaurants
  • Beverage stores
  • Lessors Risk retail and office

TOP Package classes Jan 1–June 30

  • Lessors Risk
  • Hotels
  • Grocery stores
  • Contractors
  • Food and beverage distributors
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Industry Segment Focus
Restaurant Class

The restaurant class is one of our most popular industry segments.

  • Quote, rate and bind online
  • Accounts up to $100k
  • Eligible operations: standard family restaurants, fine dining or fast-casual exposures that serve food and may or may not serve alcohol


  • Fire suppression required in kitchens
  • Ineligible: music/live entertainment venues, bars, pubs, taverns, 24-hour operations, operations after midnight, available gambling devices
  • Coverage highlights
    • Elite Eating Establishment endorsement which includes $25,000 in spoilage
    • Hired and non-owned auto on eligible accounts
    • Equipment breakdown/boiler and machinery
    • CyberOne and data compromise
    • Liquor liability available up to 30% alcohol sales



  • Quote, rate and bind online
  • Accounts up to $100k
  • Eligible operations: dry cleaners, commercial launderers, textile and linen suppliers (supplies linens to restaurants, hotels, spas, etc.), restoration specialists (restoration for fabric/garments after fire, flood or mold), coin-operated attended laundromats, uniform rentals
  • Coverage highlights
    • Business interruption
    • Equipment breakdown/boiler and machinery
    • CyberOne and data compromise
    • Replacement cost per article limit available on the Elite Form
    • Restoration coverage options available on the Elite Form.
    • Fabricare Advantage Extension (cost is per policy versus per location)
    • Site pollution liability available directly through IWA*

* Site Pollution Liability is an essential coverage for this class, overlooked by most brokers. Covers soil contamination caused by dry cleaning solvents. Includes bodily injury liability, property damage, clean-up and removal of contaminated soil. Coverage provided by additional E&S carrier, claims made, requiring a separate application directly through IWA. For applications or additional information, contact your Business Development Leader.

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  • Eligible for Advantage Package program
  • Eligible operations
    • Top tier national franchised hotel brands
    • Newer hotels built within the last 20 years
    • 100% sprinklered in all areas of the building
    • Protection class 1-7
    • Central station burglary and alarm systems
    • Central station hardwired fire, smoke and carbon monoxide systems
    • Smoke-free environment
    • Inside entrance to rooms (hotels only no motels)
    • Occupancy rate of at least 70%
  • Coverage highlights
    • Blanket additional insured
    • Liquor liability
    • Business Income ALS
    • Blanket EDP, personal effects and property of others, accounts receivable, fine arts and detached outdoor signs
    • Ordinance of law coverages A, B & C
    • Blanket waiver of subrogation
    • Broad form named insured

*Subject to restrictions or coverage modification for coastal windstorm, tornado/hail and wildfire territories


Meet the Family
The Booksellers Insurance Program

The Booksellers Insurance Program has been working with independent bookstores since 1997, and you now have access through

Check out our cover-to-cover insurance for your bookstores.

Program Highlights:

  • Dedicated production underwriter
  • Fast quotes
  • Cyber liability
  • Liquor liability
  • Cafes and restaurant coverage
  • Used and rare books coverage
  • New store benefits
  • Automatic Peak Season coverage increase
  • Available in all 50 states


Judi Yacovazzi


Training Site

Join us for bi-weekly BOP demonstrations and more! In July, we’re offering tips & tricks for writing Restaurant coverage (July 20) and in August, tips & tactics for writing Condo Associations (Aug. 17). Register now!

Register for Webinar


Underwriting Award
Jenny Donahue

As you may know, Core Commercial’s first chief underwriting officer, Ron Casner, passed away last year. In honor of his tireless commitment to the program, we’ve created the Ron Casner Excellence in Underwriting Award. The award recognizes individual and cumulative contributions toward proactive change, profitable growth and pursuit of continuous underwriting execution excellence.


We’re pleased to announce our first recipient is Jenny Donahue, senior commercial underwriter. Jenny was nominated by peers and leadership for her communication, planning, testing, monitoring and execution around a new property CAT strategy in Severe CS Hail states. 

Her work developed into a balanced strategy for business within Core Commercial that seeks to stabilize results and allows for more focused growth. She contributed to these efforts while also continuing to meet her normal assigned duties, being support for other teammates and just getting stuff done!


Missed an issue of The Arrow? View past newsletters.


Questions? Contact your business development leader.

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Northern CA, NV, CO
Michele Mayer

Southern CA, AZ
Rich Dern

Brett Barnsley

Ben Glispie

Alonzo Dunn