Insurance for
Automotive Parts Recycling

Appetite

The ideal automotive recycler dismantles autos and sells used auto parts to automotive repair shops and general consumers. Arrowhead will also cover U-pull operations, if proper controls are in place to mitigate losses from on-site customers. Review our marketing flyer for more program eligibility or print our sell sheet to help you promote our product.

Download our producer marketing flyer   |   Download our client sell sheet

Submissions

Email complete new business submissions and renewal paperwork to AftermarketProgram@ArrowheadGrp.com.

• Acord application
• Narrative of operations
• Survey of hazards and applicable supplemental surveys
• Four years of currently valued loss runs (or since established)
• Current employee list and annual payroll
  
  

Renewals

We will send a request for information (RFI) about 120 days from the policy expiration date.  Your response with the requested information is due within 30 days from the date the RFI was received.  At minimum, we will request updated payroll, employee and driver list each year.  Additional information may be required as determined by underwriting.

For new business and renewals, please review the binding requirements listed under the Terms and Conditions of each proposal.

Endorsements

Send your Acord Change Request forms and MVR requests AftermarketProgram@ArrowheadGrp.com. 

For expedited processing, please include the policy number, policy name and type of request in the subject line.

Rating Factors

General Liability for Automotive Recyclers is rated based on payroll. See below for eligible payroll. Executive officer payroll is limited based on State requirements. GL Class Code – Auto Dismantling – 91190.

Secondary Auto Rating Factors

Automotive Aftermarket risks have different options to rate a vehicle based on its usage. As a result, each option will receive a unique premium. Underwriting will determine the rating factor based on the information provided within a submission. Please be sure to correctly classify each auto on a submission to ensure the correct rates are applied.

03A – Tow for Hire

• Any truck used for contract towing (includes motor clubs, municipalities or repair shops)

51 – Auto Dismantler

• Any truck used to haul or tow an auto back to a yard for dismantling or crushing
• Trucks that remain on premises to move parts and scrap around the yard
• Trucks used to deliver parts to customers or scrap yards

99 – NOC All Other

• All other trucks used by the insured or employees to run errands related to the business (pick up parts, roadside service calls, etc.)

Common Forms

Mandatory Auto Recycling Forms

PROPERTY

UAAM179B – Auto Recyclers Amendatory Endorsement

• Defines stock, auto hulks, rebuildable autos, staged autos, and used autos
• Identifies how the value of used parts is determined at the time of a loss
• Stock in the Open may be covered but must be shown as a separate limit on the declarations page

GENERAL LIABILITY

UAAM180A – Broadened Coverage for Damage to Your Product and Damage to Your Work

Adds coverage by removing exclusions 2.k (Damage to Your Product), and 2.i (Damage to your Work), from Coverage A – Bodily Injury and Property Damage Liability on the CGL form

UAAM181A – Security Animal Exclusion

Coverage for BI and PD arising out of the actions or presence of any security animal or any premises owned or occupied by the insured is excluded

AUTO

UUAAM182A – Auto Recyclers Amendatory Endorsement

Coverage for auto hulks, staged autos and rebuildable autos is addressed under the Property coverage part whereas physical damage and auto liability coverage may be provided for used autos under the Business Auto coverage part

Billing

We accept check and credit card payments for this program. Be sure to reference the statement number on the invoice.

How to Make a Check Payment Online

Payment Address:

Attn: Commercial Accounting
Arrowhead General Insurance Agency, Inc.
P.O. Box 9065, Carlsbad, CA 92018-9065

Visa and Mastercard are accepted over the phone. A customer service representative will disclose the fee associated with your payment.

For billing inquires or to make a payment, contact:
AMBilling@ArrowheadGrp.com
866.401.2111, x2220

Claims Handling

Claim services will be provided by Zurich, an expert in this industry for over 35 years. They offer loss prevention services and tools tailored for large and small businesses, experienced and professional adjusters who can respond to most claims within 48 hours, and on-the-spot check-writing authority to help get you back in business fast.

File a Claim: 

Claim Administration: Zurich
Claim Reporting and General Inquiries
866.391.6032
USZ_Arrowhead_AFMK_Claims@Zurichna.com