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CGL and Excess Liability for building professionals in the construction industry

General contractors. Homebuilders. Remodelers. Artisan or trade contractors.

Excelling in innovative risk management solutions for building professionals, this risk retention group offers excess liability and primary commercial general liability, direct or through contracted independent agencies. Golden Insurance Company, RRG, is reinsured by Lloyd's of London; underwriting services are provided by Arrowhead.

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Download marketing flyers:

Building & Contractors Program
Supplemental Application Program



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Why choose Arrowhead?

  • Acceptable risk includes single-family, multi-family, mixed-use and remodeling
  • Tough exposure: A short supplemental application is required to underwrite plumbers, roofers, and other higher-risk contractors.
  • Up to 35 percent premium discount for use of StrucSure Home Warranty (applicable to builders, general contractors and remodelers)
  • 1,2,10 and 15-year extended reporting period coverage available
  • Claims-made coverage form
  • 15 percent new business commission

Program highlights

  • Primary commercial general liability insurance at $1M/$1M or $2M/$2M for aggregate and occurrence on claims-made basis
  • Excess limits available
  • Products and completed operations are included in aggregate at the $1M limits, as well as personal and advertising injury
  • High deductibles available
  • A blanket additional insured endorsement is also available
  • Minimum premium for most industries is $3,500. Minimum premium for general contractors is $5,000. Excess liability minimum premium is $2,000.

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Target Market

  • General contractors
  • Homebuilders
  • Remodelers
  • Artisan/trade contractors



Become a producer.


Golden Insurance

ax: 877.270.9781

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We can help

Whitney Balaun
Business Development


Janet Walker
Underwriting and Customer Service